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What Compensation Can I Recover For A No-Injury Car Accident?

Being involved in a vehicle accident can be a scary experience, particularly if there are any injuries. However, if you are in an accident when there are no injuries, it is likely that you will still be left with significant expenses. Even a relatively minor fender bender can result in significant property damage expenses. For vehicle accidents that are anything more than minor, the cost to repair the damage can reach into the thousands of dollars. Here, we want to discuss what type of conversation a person can recover if they have been involved in a no injury vehicle accident.

Please consider seeking assistance from a skilled vehicle accident attorney in these situations. Even if there have been no injuries, an attorney understands what it takes to handle aggressive insurance carriers to secure the compensation their client needs.

Types of Compensation Available if There are no Injuries

Vehicle accidents are usually multifaceted and often involve an injury claim and a property damage claim. However, a claim can certainly move forward even if it only involves property damage. There are various types of compensation that could be available to crash victims in these situations, including the following:

  • Cost to repair a vehicle (if it can be repaired at all)
  • The fair market value of the vehicle before the crash (if the car was totaled)
  • The cost of a rental vehicle if a victim needs one while their car is being repaired
  • The cost to replace any special upgrades a person made to their vehicle (high-end rims, special sound equipment, etc.)
  • Cost to replace any personal property that was damaged in the vehicle crash (computers, cell phones, sunglasses, etc.)

What to do to Help Secure the Compensation

There are various steps that vehicle accident victims can follow in order to help ensure that they receive the compensation they deserve. Some of these steps begin immediately after a crash occurs. If a person is not injured, they can use their cell phone or another type of camera to take photographs of everything at the scene. This can include:

  • All vehicle damage
  • Debris around the accident
  • Skid marks
  • Damaged property
  • License plate numbers

Additionally, the police should be contacted so they can come to the scene to fill out an accident report. Even if a person thinks their damage is minor or nonexistent, it is important to understand that some damage may not be visible or immediately obvious. A police report will usually contain important information, including who the police officer determined to be at fault for the incident. A police report is a valuable document that insurance carriers will need to proceed forward with the property damage claim.

At the scene of the crash, those involved should also get the names and contact information of any eyewitnesses who saw what happened. Their testimony could be valuable when it comes to securing full compensation through an insurance claim. Finally, the name, driver’s license number, and insurance information of the other driver need to be obtained so that this information can be given to the insurance carrier.

Keep All Receipts and Documents

In the days and weeks that follow a vehicle accident in Arizona, any person who sustains property damage needs to keep track of all receipts related to their property damage expenses or out-of-pocket losses. These documents will need to be given to the insurance carrier in an effort to obtain full compensation through the claim.